If you’re involved with Amazon Flex Insurance, it may be as a driver who was in an accident that wasn’t your fault. Perhaps the other driver doesn’t have enough insurance or any insurance at all. Alternatively, you could be dealing with Amazon Flex Insurance as someone who was hit by a driver delivering packages for Amazon.
In either case, there are some key things you should be aware of when navigating Amazon Flex Insurance claims:
1. Amazon Flex Insurance Works Like Any Other Insurance
Amazon Flex Insurance operates just like any other insurance company. They are not on your side, and their goal is to pay out as little as possible. You will likely deal with an adjuster who will request evidence, such as:
- Medical records
- Medical bills
- Photographs of the accident and your injuries
- Car repair estimates
They may also dispute liability, so it’s essential to gather evidence that proves you weren’t at fault. If you’re making an uninsured or underinsured motorist claim, you’ll need to show that the other party’s coverage was insufficient and that the accident occurred.
2. Always Involve the Police
After an accident, it’s always a good idea to contact the police, even if it seems minor. However, keep in mind that the police may only respond if you report an injury. Documenting the accident with an official police report can be crucial in proving fault and liability.
3. Why Hiring an Attorney is Beneficial
Many people try to handle their claims on their own, but this can lead to the insurance company taking advantage of them. One common tactic is to offer a low settlement early on, sometimes as little as $500 or $1,000. This often happens before you fully understand the extent of your injuries.
Settling too soon could mean giving up money for future medical expenses, lost wages, and pain and suffering. By hiring an attorney, you can ensure you receive fair compensation and don’t make hasty decisions.
Additionally, insurance adjusters may present unreasonable arguments, such as claiming you were partially at fault, even when there’s no evidence to support it. An attorney can fight these claims and protect your rights.
4. Finding the Right Attorney
So, how do you know if an attorney is good? Here are a few tips:
- Check online reviews and testimonials
- Verify their standing with the state bar (e.g., the California Bar)
- Schedule a consultation to get a feel for their expertise and approach
At our firm, Howell LLP, we pride ourselves on our strong Google reviews, and you can always speak directly with the managing attorney, Jonathan Howell, who has a wealth of experience, including multimillion-dollar cases.
5. Double-Check for Additional Insurance
Sometimes, there may be additional insurance policies available that could increase your total recovery. It’s important to explore all possible avenues for compensation, and an experienced attorney can help you identify these options.
6. Free Consultations and No Upfront Fees
Most attorneys, including our firm Howell LLP, offer free consultations. You can discuss your case with us, learn more about your options, and decide whether hiring an attorney is the right move for you. Plus, we don’t charge any upfront fees for Amazon Flex cases—you only pay if we recover money for you.
If you’re dealing with an Amazon Flex Insurance case, contact us for a consultation. We’d be happy to assist you. You can schedule a consultation on our website.
